Success by Design.  Do You Have What it Takes?

Mark Huber, CFP

from the desk of Mark Huber

Dear Fellow Canadian:

Hello and Welcome!

It’s a pleasure to have you here and reading this.

To get started, I would like to spend a few moments and speak to you from the heart. 

You may be new to the process and keenly interested in seeking out the talents of a skilled and competent financial planning professional or you may be looking to begin a relationship with a new advisor. 

In either event, I want to put in plain English what it is that I do, how I create value for you and how we forge a partnership that will make a meaningful and positive influence in your life.  Ultimately, we will be joining forces to create greater wealth for you and a richer life for you and your family.

This then, is my “Open Letter on Financial Planning”

Financial planning is not about the process.  It is all about creating peace of mind!

Financial planning is not about products.  It is having a program that takes you from where you are to where you want to be!

Financial planning is about discovering needs and pointing to the opportunities.

So what is it that I give clients that they can't get elsewhere? Simply put, it's me—everything I stand for and deliver on.

It's a perennial complaint: we're so busy with getting things done that there's little time left for what brings us true joy in life. The fact is, we've always had 24 hours in a day, and that's never going to change—yet every year there are more and more things that compete for our time. 

There's certainly no shortage of information in our society, yet information alone does not equal wisdom. Many of today’s investors feel inundated and confused by the barrage of information that hits them daily. Working on creating more time in my client’s lives and being their primary source of financial wisdom is something that I continually strive for.

Few things are more personal than an individual’s money, and finding someone trustworthy to be a good steward is difficult. Trust will never go out of style. It's a fundamental component of building a close, long-term personal relationship.

My clients must always feel that that the products and strategies recommended are always in their best interest.  Remember, these are just the “vehicles” that will get you from where you are now to where you want to be in the future. 

Constant communications with clients achieve “top of mind” status so that I am the first professional they think of when it comes to making financial choices. I am interested in my client’s lives; I appreciate their friendship and business, and am always be upfront with them. This is what gives me clients for life!

I want you to think of me as saving you precious time. I want you to feel that the time we spend planning together will make your lives easier and less stressful – so you don't have to spend hours worrying about it.

Also, I work to not only save you time in planning and meeting your financial goals, but also enable you to have the cash on hand to do the things you want to do in that extra time.

As your financial advisor, I strive not just to add value for you, but to create sustainable value - value that's going to last and hold strong over the long haul.

I deliver to you the three things what will always be in short supply: 

time, wisdom, and trust!

I have made cash flow and creative mortgage reduction strategies core disciplines of my practice and the core wealth creation process for my clients. 

I have authored various ebooks and videos, detailing this process…including...

Mark Huber, CFP is the proud author of the following titles:

"Your Blueprint To Financial Success - The UnCanadian Way"

http://HowToBeSetForLife.com/with/BlueprintToSuccess.html

"The UnCanadian Way To Get Rid Of Your Mortgage"

http://HowToGetRidOfYourMortgage.com/TheUnCanadianWay.html

"The UnCanadian Way To Create Wealth"
http://HowToBeSetForLife.com/TheUnCanadianWay.html

"The UnCanadian Way To Be House Rich AND Cash Rich"
http://HowToBeSetForLife.com/HouseAndCashRich.html

"The UnCanadian Way To Tell Your Money Where To Go"
http://HowToBeSetForLife.com/TellYourMoney.html

"The UnCanadian Way To Get Out Of Debt Fast"
http://HowToBeSetForLife.com/BeDebtFreeFast.html

"The UnCanadian Way To Get Peace Of Mind And Mortgage Insurance"
http://HowToBeSetForLife.com/PeaceOfMindAndInsurance.html

"The UnCanadian Way To Deal With Your RRSPs”

http://HowToBeSetForLife.com/RRSPsTheUnCanadianWay.html

"The UnCanadian Way To Finance Your Kid’s Education”

http://HowToBeSetForLife.com/RESPsTheUnCanadianWay.html

"The Top 20 Financial Planning Questions I Am Asked
& My Answers - The UnCanadian Way"
http://www.howtobesetforlife.com/with/20FPQuestions.html

“The Top 8 Net Worth Killers - And How To Avoid Them"

http://www.howtobesetforlife.com/with/AvoidThese8NWKillers.html

“Estate Planning – The UnCanadian Way"

http://www.howtobesetforlife.com/EstatePlanning.html

Financial Planning 101  -  "Are You As Smart As A 12th Grader?"

http://HowToBeSetForLife.com/AsA12thGrader.html

Mark Huber, CFP is also the author of these eCourses:

"How To Stop These 10 Investment Mistakes From Happening To You"
http://www.howtobesetforlife.com/StopTheseMistakes.html

Here's What A Few People Have Said...

Both my wife and I are very happy with what you have done for us over the past years.  We have faith that over the long term we'll  be able to ride out the ups and downs and retire happily with the lifestyle we desire.

Your e-books are informative and easy to read.

They also provide me with some comfort that you truly understand  and believe what you tell us.

Sincerely,

G and C
Langley, BC

To whom it may concern:   Most of us trust our car mechanic, family doctor, postman, but somehow we decide to manage our financial affairs ourselves.   We spend a lot of time reading, researching and making doubtfull decisions.   Everyone can go on internet and buy some stocks or mutual funds.   Information today is basically free, but know-how is priceless.   You can buy all the tools you need to fix your teeth, but would you do it yourself?   If your financial well being is important to you, talk to great financial planner Mark Huber.   It is your map to financial stability.   Sincerely yours,   AZ

Hi Mark, I was doing a little number crunching over the weekend with our portfolio that you put together for us earlier this year. Then by way of a comparison, I ran the numbers from the old portfolio that the last advisory firm had us in prior to working together with you and your firm. I found a difference of $6,159.0834. Higher - in our favour! I would just like to take this opportunity to again state that both of us are extremely happy for making the move over to you. I always follow my gut and it told me from the beginning that this was the right move. Thank you Mark! Regards, Mark & Yvonne Burnaby, BC

Hi Mark,   This thank you is very overdue –   I was thinking back and realize that we’ve been working together since about 1992!    I’ve been so comfortable discussing financial issues with you, and feel like I’ve really learned a lot from you in the past fifteen years.    When I look at how far I’ve come financially in that time frame, I really can’t believe it. I would never have done it without your help; I would have probably saved some money, put some in an RRSP, worked hard to pay off my mortgage, just like my parents did.    I’ve been so happy since our last meeting, realizing that ‘freedom 55’ is not a fantasy, but a very real option for me.  Plus, not just to retire, but to retire in the way that I want to – free to travel, golf, live where I want.  It is a really great feeling, and it wouldn’t have happened if I’d gone along the same financial pathway that my parents did.   Thanks again – I look forward to many more years of working with you and ensuring that the winter golf getaways are always financially possible!   C S Abbotsford, BC

Hi Mark,   Here are a few sentences you may wish to use for your testimonials:   We have been working with you for quite a number of years, and we have always found you to be trustworthy and helpful, which is high praise from people who tend to be "suspicious" of financial types.  As well, we passed on your name to our parents - a true compliment.    We enjoy our relationship, and we appreciate your advice to push us out of our rather staid "comfort zone" towards financial opportunities to benefit our situation.    We appreciate your timely meetings and your willingness to fit to our schedule, and we look forward to our continued happy and successful relationship in the coming years.   C & D T  North Vancouver, BC

Dear Mr. Huber   I started subscribing to your email a few weeks ago.   Honestly, I think you are a breath of fresh air! Your content is so pertinent, timely and right on the money.   I have learned a lot and in some cases was already applying some of the principals that you teach.   Your emails are not just hype, like so many others, but are in fact full of substance and come with a Canadian (finally!)perspective.    Thank you so much for making the effort to write these emails and share your expertise. I think you are doing important work and wanted to let you know.   Best regards G C  http://www.successfulliving.mypharmanex.com

Hi Mark, Best wishes! You know I am a greatly appreciative client and would be facing a less secure future without your advice. You work hard for your clients and are always available, no matter what our concerns are. Thanks for being there! You are the first person I would call if I won the lottery - even before my own mother.   Cheers, C Richmond, BC

Dear Mark,   We just wanted to say that we are very happy with your financial advice and the services you offer. You always respond to us quickly and thoroughly on all our inquiries and we always feel that you given priority to all our requests - big and small. Thank you for helping us to look at our investments in a creative and effective way. It is a pleasure working with you and we definitely recommend your services to all our friends/family looking for good financial advice to 'make their money move'! L and A Vancouver, BC

A chemical burn survivor speaks out on what Mark Huber’s' Ecourses "The UnCanadian Way To Create Wealth" and "21 Days To Success" has done for him.   Hello Mark:   I am so glad to have the opportunity to say a humble "Thank you" and want others to know your courses are pure gold nuggets!!  I found your content to be EXACTLY what I was looking for -- helping me "start over" on the right track after losing more than 2 years of my life (physically, emotionally and psychologically) during my recovery. You must always keep searching for the answers you need... and Mark has provided that.   Your courses struck deep, lifting me to 'go forward not backward' as I repeatedly read each lesson these past months (even now!).  There is allot of wisdom here.  I found your material to be reading me instead of me reading it; while helping and guiding at the same time.     You are someone I know I can turn to for trusted guidance with the services you provide and will be doing so in the near future.   I thank you.       Lawrence Winnipeg http://www.powersofthemindcourse.com/

Mark truly does bring fresh ideas to building wealth and eliminating debt. Who knew this was possible, I didn't. You won't get this kind of information from your own banker or financial planner. Thanks Mark. Michael Edworthy Have you decided to invest in Alberta Real Estate? It's Massive and so easy. http://suite-adventures.com

...I feel like I've found a buried treasure.   Hi Mark, As a Canadian, I know how hard it is to find accurate, applicable information about personal financial matters. I just learned how to make my mortgage tax-deductible from your teleseminar... and the next day I talked to my bank and I'm changing my mortgage!   As a student of personal development, the key is finding information that is clear, accurate and easy-to-apply. And that's exactly what you've done for Canadians. I'm going through your ebook right now and I feel like I've found a buried treasure. A. M. (Toronto, ON)

  

...I felt as if my whole life had suddenly changed. Hi Mark, For the first time in years, I feel secure about my financial situation. When we met for coffee I was feeling quite hopeless, having such a large line of credit and credit card debts and thinking that re-mortgaging all that would only make matters worse with all the interest that would be incurred over the years. By the time we finished coffee I felt as if my whole life had suddenly changed. Your clear explanation of how the mortgage can become a good debt, and your patience in answering my many questions were most re-assuring. Thank you so much. For the first time I feel in control of my finances. Not only do I no longer feel the burden of debt, but believe I’m actually in a good position financially.

TR (Burnaby, BC)

"Hi Mark, We just received our September 30/05 portfolio figures. Pretty nice! You really have taken the stress and worry away for us. We're very pleased. Our lives are very low key compared to mainland people but we like it… I must tell you, you said something at the beginning of the year that started me painting - have a dream-aim for it-plan-and it's yours. I studied, went to workshops, met other struggling artists and joined the Local Art Society. I showed several pieces in the Fall Art Show. What a thrill - thanks for your help with the life skills."

Bea (Pender Island, BC)

Hi Mark, Just wanted to say that we have noticed that our portfolio is in much better shape since you took it over  so  a big thank you is in order!... Anyway - thanks again for your guidance with our portfolio! TH (West Vancouver. B.C.)

...this is the beginning of a very successful journey into our future.   Hi Mark, We just wanted to take this time to let you know how much we have appreciated our meetings with you. You have done a lot of hard work and spent a lot of time with us and we are very happy with the warm and friendly service you have offered. We really feel that you are working hard with our best interest at heart, and that means a lot. We both agree that we have finally found what we have been looking for in a financial planner. We're confident that this is the beginning of a very long and successful journey into our future. Thank you again for all your hard work and the lovely gift basket. We look forward to our next meeting. Best Regards,

Dave & Charlene (Nanaimo, BC)

Hello Mark, This note of thanks is long overdue. What a godsend you have been. How I wish I had someone with your professionalism and care about my finances when I first started working and saving!! I won't dwell on that. I appreciate your patience and suggestions at each of our meetings and feel more assured and confident that I have left my financial plans in capable hands. Thank you also for your friendship, trust and kindness over the years Mark, and your total commitment in making me feel good and safe about my personal finances. Believe it or not, I am now finally really taking 'some' time and interest about my future plans, again thanks to you. Sincerely, GC (Vancouver, BC)

Hello Mark, Just a note to say we appreciate you making life a lot easier for us. Our recent portfolios show growth while we enjoy a monthly income. Thanks for making it all possible. Cheers from Pender Island, BC Gus and Bea (Pender Island, BC)

Hi Mark After our last meeting I felt supported as well as confident that the decisions discussed were good ones for me personally. Thank you for your efforts. DB (Burnaby, B.C.)

Hi Mark.  I totally value you and the insight and compassion you share.  Both my husband and I are grateful to have you in our lives.  Thanks so much...... SR  (Burnaby, BC)

  

Hi, Mark: This is just a little note to thank you for your patience and good humor when helping me to make decisions about my finances. Since I placed my trust in you and your good advice, I no longer worry about my monthly savings. Thought you might like to know that - and also to know that I appreciate your professional attitude. Here's to success for both of us.

Lorraine (Richmond, BC)

...thank you for the great information Hi; There is no question really! This is great stuff. I want to thank you for all the excellent info you've sent my way this past short while.   It comes at the perfect time it seems. My parents happen to be looking to buy an income property shortly and have high hopes for their financial future. I am of course very happy for them as they had suffered some unexpected set backs a number of years ago, landing them well below what was the lifestyle they had previously enjoyed and been accustomed to.   Although I know they are heading in the right direction I can't help but find certain money/wealth management concepts and opinions they hold, significantly outdated or just plain backwards.   So, I am enjoying this info as it seems to be for the most part supporting some of my opinions ( which of course they would hear nothing about ). As I am able to forward the readings to them and allow them to evaluate for themselves a professional opinion on the matter.   I can't really blame them for not wanting to take my advice. I did loose my income property due to some bad/uninformed business decisions. It is really a matter of them not knowing the whole story. And of course, being as it is all bad news, not wanting to hear of their son's misfortunes in greater detail than necessary. As I am sure it pains them to see me struggle.   So, again, thank you for the great information. Allowing my parents and I to re-open the lines of communication in regards to some of life’s most important financial decisions. It is very much appreciated. PD  (Ontario, Canada)

I am very thankful to have Mark help me. As a novice investor I appreciate his patience and his true desire to help people. Mark strives to improve his knowledge in order to provide the best information possible. Thank you! L.W. (Langly, BC)

More testimonials are being added...

I’ve got to tell you, that it’s comments like these which give us great satisfaction and pride in what we do.

Here's To Your Success,

 Mark Huber, CFP

PS: If you haven’t already - head over to my premier fianncial planning Web Site and "sign up"

to begin your FREE 20 part mini course - "Cash Flow Secrets of the Rich".

 Mark Huber, CFP

Contact Information:

Mark Huber, CFP

SetForLife Financial Services

Richmond, British Columbia, Canada

Tel:  604-207-9970

Fax:  604-207-9971

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